Privacy Policy

Privacy Policy for https://property-insurance.pobb.net

Introduction

Welcome to https://property-insurance.pobb.net (hereinafter referred to as “Property-Insurance” or “we,” “us,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and disclosure of personal information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA) and its updated version, the California Consumer Privacy Rights Act (CPRA)
  • Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s Connecticut Transparency and Accountabilty of Data (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://property-insurance.pobb.net
  2. All associated mobile applications and software
  3. Online services and products offered through our platform
  4. Interactions between users and our support team

Please note that this policy does not extend to third-party platforms, applications, or services accessed via external links on our website. These entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Policy governs your interactions when:

  1. You register an account and use our applications or services as an authorized user.
  2. You visit or navigate through our websites linked to this Privacy Statement.
  3. You communicate with us via newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, including:

  1. Account Information: Details associated with your user account, such as username, email address, and registration date.
  2. Payment Information: Credit card details, billing addresses, and payment history required for transaction processing.
  3. Financial Information: Data related to your insurance policies, claims, and financial transactions with us.
  4. Purchase Information: Records of products or services you have purchased from our platform.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device when using our mobile applications.
  6. Location Data: Geographic coordinates and location-based services data if you opt to share it.
  7. Feedback: Comments, reviews, and responses provided by users regarding our products or services.
  8. Social Media Information: Publicly available data from social media platforms when users choose to connect their accounts.
  9. Product Information: Details about the insurance plans and policies you show interest in or purchase.

We collect this information through multiple channels:

  • User input forms and profiles
  • Automated tracking technologies, including cookies and similar technologies
  • Third-party sources who provide data based on your consent or for specific purposes (e.g., fraud prevention)

Cookies

We employ cookies to enhance user experience and analyze website performance. Cookies are small text files stored in your browser that serve various functions:

  • Strictly Necessary: These ensure the basic functionality of our website, such as enabling secure log-in sessions.
  • Preference: Remembering your preferences for a personalized experience.
  • Analytics: Tracking user interactions to improve our services and content.

Users can control non-essential cookies through our Cookie Manager, allowing you to customize your privacy settings.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes collected or as required by law. Once the data is no longer needed, we delete or anonymize it to protect your privacy.

Security Measures

We have implemented robust organizational safeguards and security practices to protect your personal data:

  • Encryption of sensitive data during transmission and storage.
  • Access controls and employee training to ensure data confidentiality.
  • Regular security audits and updates to our security protocols.

Your Rights (Depending on Your Location)

The privacy laws applicable to us grant you certain rights regarding your personal data, which may include:

  • Access: The right to request access to and receive information about the personal data we hold about you.
  • Rectification: Correcting any inaccurate or incomplete personal data we possess.
  • Erasure (Right to be Forgotten): Requesting the deletion of your personal data in certain circumstances.
  • Restriction: Limiting the use or processing of your personal data under specific conditions.
  • Portability: Obtaining a copy of your personal data in a structured, commonly used format for transfer to another controller.
  • Objection: Opposing the processing of your personal data for specific purposes.
  • Non-Discrimination: The right to be free from discriminatory practices when exercising your privacy rights.

To exercise these rights or seek further information, please contact our Privacy Team via the contact details provided below.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal compliance. Any modifications will be effective upon posting the updated policy on our website. We encourage users to review this page periodically for the latest information.

Contact Information

For any inquiries, unsubscribe requests, data-related questions, or to exercise your privacy rights, please contact us: